4Trans

Malcom Finance, formerly operating as 4Trans, provides online factoring, invoice insurance, and short-term loans specifically for small and medium-sized businesses in the logistics and transport sector. The company offers a digital platform where users can upload invoices to receive up to 90% of the value within 24 hours, alongside free debtor verification services to check customer payment history. Their service model focuses on providing stable cash flow for companies that lack the high turnover required by traditional banks.