Bourn

Bourn provides a technology platform and data infrastructure that enables banks, alternative finance providers, and platforms to offer embedded working capital solutions to small and medium-sized enterprises. Its core product, the Flexible Trade Account, allows businesses to access credit lines based on real-time sales data and integrate their accounting systems for automated repayments and risk monitoring. The company operates as a regulated electronic money institution, facilitating payments and KYC/KYB screening while third-party lenders provide the underlying credit facilities.