StepLadder

StepLadder operates a collaborative finance platform that uses 'Savings Circles' to help first-time buyers and individuals raise property deposits, reduce debt, or improve credit scores. Members join groups where everyone contributes a fixed monthly amount, and each month one member is randomly awarded the total pot until the cycle is complete. The service includes 1:1 support from property experts, financial wellness coaching, and access to discounted services from home buying partners.