Token.io

The company provides account-to-account (A2A) payment infrastructure and open banking connectivity across the UK and Europe. Its platform enables merchants and financial institutions to integrate 'Pay by Bank' solutions, including real-time payouts, variable recurring payments (VRP), and data services for transaction processing. The technology is primarily used by banks, payment service providers, and large-scale merchants in sectors such as ecommerce, crypto, and iGaming.